• Build equity faster than owning


  • Up to $19,500 cash at closing


  • For what you're paying in rent now

Suburbs

Frequently Asked Questions

What are the benefits of your Lease To Own Program vs. a home mortgage?

  • Lower down payment
  • Easier to qualify
  • Build equity much faster
  • Freedom to choose your payment

How much do I have to put down?

We require a 1% down payment on our properties, which gives you the RIGHT but NOT THE OBLIGATION to purchase your home at a pre-determined price. This small down payment is also known as Option Money and holds a tremendous amount of value, especially when your home increases in value during your lease!

This amount is also credited to you 100% when you purchase your home!

How much do you charge for rent?

The monthly rent for your home is your choice! We will offer you several different options, allowing you to maximize your monthly credit. Rest assured, you will have the option of paying the same amount of monthly rent as your neighbors, but with the tremendous bonus of receiving monthly credit!

Is there a security deposit?

Yes, the security deposit is only 1-month's rent. This amount is refundable and will be credited to you 100% when you purchase your home!

In which areas do you offer this program?

At this time, our Lease To Own Program is available in the western suburbs of Chicago, including:

In the future, we hope to continue expanding into other parts of Chicagoland.

Do you require high credit scores to enroll in this program?

No! Our qualification criteria are based solely on your current employment and rental history. In fact, our Lease To Own Program gives you a great opportunity to improve your credit!

How long is the lease period?

Our leases typically last 2-3 years to allow adequate time for the future owner to build a large down payment and/or improve their credit score. Longer or shorter contracts may be available, and can be discussed on a case-by-case basis.

When I am ready to buy, what will be the price of the home?

The purchase price of your home is locked in, before you ever move in. This price will be based on a recent home appraisal, ensuring that you are paying fair market value for the home. And since the price is locked in, when the house appreciates in value you inherit the equity!